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What is LoanRanch.com?
LoanRanch.com is a trusted, fast, easy and FREE online service that let’s consumers choose up to 4 competitive loan offers from lenders matched to your specific loan needs for home purchase loans, home refinance loans, home equity loans and debt consolidation loans. Time saving & convenient!
Where Lenders Stampede For Your Loan!
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How does LoanRanch get paid?
LoanRanch.com does not charge you, the consumer, any fees for our services. Who pays us? The lenders. Of course, you will be responsible for paying any loan fees and closing costs to the Lender with whom you close a loan.
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Am I obligated to accept an offer?
You are under no obligation to accept a loan offer that is presented to you.
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How do lenders “stampede” for my loan?
We send your loan request to up to four lenders in The LoanRanch.com network of lenders and match you with the lenders that have the best programs to meet your specific needs. Lenders you are matched with will review your loan request and “stampede” to offer you the best rates and terms to get your business.
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Who are your Lenders?
LoanRanch.com’s lender network includes many of the most reputable lenders in the United States. You are most likely familiar with many of them. Those you may not be as familiar with may be lenders that specialize in a particular loan product or credit type and offer the best loan for your specific need. Some of the most competitive lenders only service borrowers who are looking for a loan through the Internet.
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How many Lenders will “stampede” for my loan?
We make every effort to match you with four Lenders that will meet your specific loan needs. However, there are times when we cannot match your specific request to four Lenders - hence why we say, “up to” four lenders.
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Will I be dealing directly with the Lenders?
Of course. Once you have been contacted by the lenders you have been matched with, you decide which is the best offer and loan program for your specific needs.
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Do you have Lenders who deal with less-than-perfect credit?
Yes! We have Lenders who work with borrowers with perfect credit and not-so-perfect credit. Although we can't guarantee that you'll get a loan offer, we will try to match your loan request with Lenders who are most eager to work with you.
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How do I get started?
It’s easy. Complete our online loan request form.
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How secure will my information be?
LoanRanch.com uses the most secure technology available on the Internet to ensure that the data you send us remains absolutely confidential and secure.
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Will you share or sell my information?
Your personal privacy and the security of your personal data is our top priority. Our overall privacy policy is simple. Under no circumstances will LoanRanch.com sell or share any personal information about you to or with any person or organization except to the Lenders in our network or our authorized agents involved in the administration of our website and lead distribution.
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Does LoanRanch.com pull my credit report?
No. LoanRanch.com only takes your loan request form and does not run your credit. Lenders you are matched with will only run your credit after you have given them your permission to do so.
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What are your rates?
LoanRanch.com is not a lender and is not involved in the lending decision. We do not offer or list rates on our site.
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What are your closing costs?
LoanRanch.com is not a lender and is not involved in the lending decision. If we are able to match your request with a lender, you may discuss your specific situation with them once you are in contact.
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How do I compare loan offers?
It's important that you evaluate all of the terms of each offer before you choose the one that's best for you. Compare the interest rate, APR, points, loan amount, loan terms and other details of the loan offer.
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What if I don't qualify for a loan?
If we cannot match you with a lender who meets your specific needs you are welcome to complete a new loan request form at another time. We are always adding new Lenders to our network, so please continue to check back.
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How can I check on the credibility of LoanRanch.com?
LoanRanch.com is a member of the Better Business Bureau. You can review our history by visiting www.bbb.org or calling them at (909) 825-7280.
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I live outside the United States. Can I use LoanRanch.com to find a loan?
At this time, we only service requests for loans that originate in the United States.
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Can you delete my information?
While we can assure you that we will not share the personal information provided by you on your loan request with any third party, we must maintain a record of your inquiry to comply with state and federal record retention laws. This is also consistent with our privacy policy. Should a state or federal regulator request records of consumers who completed loan requests, as a regulated entity, we must comply with that request to produce any such records.
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How do I cancel my request for a loan?
As soon as you submit your request, we try to match it with lenders in our network. If your loan request has been referred to a Lender, you must tell them directly that you have cancelled your loan request.
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My question wasn't answered here. How can I contact LoanRanch.com directly?
If you have questions or comments at any time, please contact our Customer Care Department.
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